Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover.
With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you a. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:. With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain.
It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life. No trivia or quizzes yet. Goodreads helps you keep track of books you want to read. Want to Read saving…. Want to Read Currently Reading Read. Refresh and try again. Open Preview See a Problem? Thanks for telling us about the problem. Return to Book Page. Preview — The Total Money Makeover Workbook by Dave Ramsey. The Total Money Makeover Workbook by Dave Ramsey.
The Total Money Makeover Workbook 4. A simple, straight-forward game plan for completely making over your money habits! With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you a A simple, straight-forward game plan for completely making over your money habits!
Ramsey will motivate you to immediate action, so you can: Prepare for college funding your kids will love you for it Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy!
Kindle Editionpages. Published first published January 21st All Editions Add a New Edition Combine.
Our Review of Total Money Makeover by Dave Ramsey - June
To see what your friends thought of this book, please sign up. To ask other readers questions about The Total Money Makeover Workbookplease sign up. Be the first to ask a question about The Total Money Makeover Workbook. Lists with This Book. Jan 26, Katie Cole rated it really liked it. Although this has an overly Christian undertone My husband and I are on Baby Step 2 and on our way to putting to rest our financial turmoil.
May 08, Rhomy rated it liked it Shelves: It was an ok book. It made some interesting key points, but overall it was not what I expected. I knew it dealt with debt but I expected something else besides that.
Nonetheless, I believe that indebted people could find it interesting and make good use of the exercises and tables it provides, especially to realize in which situation they are in and how to slowly reverse it. Nice financial information Nice finance book. Mostly didn't like how it was written. Emphasized how his method was a proven way to get debt free too much and talked about god way to much for my taste.
But finance advice was on point through the book. Aug 24, Jeff rated it really liked it. If you have never taken a personal finance course or are swimming in debt, this is a great starting point on taking control of your finances, living within your means, and changing your financial family tree, while also teaching you that the real reason to build wealth is to be able to help others. Everyone who makes or uses money. All should read it and teach it to their children.
I liked the book better than listening to the book on CD. Dave Ramsey himself reads the book on CD and I found him a little obnoxious in his tone and attitude. This book breaks down the steps to finding financial peace by getting out of debt. There are several steps, I'm on step 2 which is systematically paying off everything but the house. I've managed to pay off all debt other than one car, although another set of braces is right around the corner.
I may not finish this step for another year, but I'm motivated! I love the success stories included in the book and Ramsey's philosophy of spiritual-emotional-temporal security by being in control of your This book breaks down the steps to finding financial peace by getting out of debt.
I love the success stories included in the book and Ramsey's philosophy of spiritual-emotional-temporal security by being in control of your money. I found this book through listening to the Dave Ramsey talk radio store--also a great investment of time.
View all 3 comments. While I am still reading and learning, I can tell you right now that this book takes common sense and taps you on the shoulder with it and says "why don't you do this? I know I am asking myself why I live the way I do, paying the bare minimum of my school loans off from month-to-month when I could probably afford at least a little more, if I cut the While I am still reading and learning, I can tell you right now that this book takes common sense and taps you on the shoulder with it and says "why don't you do this?
I know I am asking myself why I live the way I do, paying the bare minimum of my school loans off from month-to-month when I could probably afford at least a little more, if I cut the soy lattes and got my shoe addiction under control. The logic being, of course, that down the line, I would be able to afford to douse myself in soy lattes and buy all the shoes I want because I would be!
Why didn't I think of that? Mar 15, Karina rated it really liked it Shelves: I didn't spend a whole lot of time looking through this book, but from what I saw it's mostly for those who struggle with handling money, and for those who don't really know how to budget, and have a lot of debt. It looked like much of the same information that was in the actual Money Makeover book, it just had quizzes and budget sheets and things for you to fill out for your particular situation.
We have lived on a strict budget for a long time, and I feel like we are pretty good with our money I didn't spend a whole lot of time looking through this book, but from what I saw it's mostly for those who struggle with handling money, and for those who don't really know how to budget, and have a lot of debt.
We have lived on a strict budget for a long time, and I feel like we are pretty good with our money, so I really didn't feel like this book was for me. I gave it 4 stars because I felt like it could really help those who need it, it just wasn't something I needed.
Jan 05, Leah Morris rated it it was amazing. I loved this book. I had heard of Dave and his 7 baby step process but didn't know that much. This book really laid it all out for me and helped me have an amazing plan for my future. I think if anyone has a chance they could read this because once you do, your life with be changed for the better. Dave is hilarious and I love the way he wrote this book.
It is a blessing to my fiance and I, and it has really helped us. I can't wait for us to meet Dave someday! Dec 12, Melanie Nielson rated it it was amazing Shelves: I am in love with Dave Ramsey.
He told me all the secrets on how to retire a millionaire and I plan on doing just that. Common sense stuff that is worth repeating. I especially like the zero dollar budget idea, or, give every dollar a job. May 20, Brian Cassada rated it it was amazing. Encouraging anecdotes and a proven process can help you achieve the financial goals that you have always dreamed about.
Jan 01, Javatis Midget rated it it was amazing. This book transformed my financial life forever.
I wasn't putting a dime away and was living check to check; after I read this book, I was inspired to do better for me and my family. May 14, Travis Smith rated it it was amazing. This book changed my family's lives. Mar 21, Natalie rated it it was ok Shelves: I just could not take the religious aspect of this book. It is NON-fiction, so including so many references to a super natural being made no sense to me. Dec 17, Keith Christensen rated it it was amazing.
This is a book about budgeting, about getting rich slowly all the while living life comfortably, with dignity, happily, but not without sacrifice. He quotes over and over that you must live like no one else so you can live like no one else. In other words, you must sacrifice things now that no one else is willing to sacrifice, so you can reap the rewards of those sacrifices over the long term and live like others can't.
He talks about how to get your financial plans in order, and he a Must read. He talks about how to get your financial plans in order, and he assumes you live on an average or below average income.
And he creates a plan for you to get your car, house, college and retirement all paid for on an average or below average income. It especially surprised me how many things are possible on an average income. But the thing about this book I loved, even more than the possibilities for life once you have your finances under control, is the peace that comes not from needing to worry about money.
Debt is bondage, and you can become free from that bondage. I agree that if you owe money on your things, it's more difficult for you to enjoy those things. If you are willing to make sacrifices to be free of financial worry, this book is for you.
Nov 24, Justin rated it it was amazing. EVERYONE should read this book! This fantastic book and resource was first recommended by my parents, and later by Susan Buckenmeyer. I'd heard Dave Ramsey's praises sung by many that I respect when it comes to financial advice, and I finally got around to reading it during summer in preparation of buying a car.
From a literary standpoint, Ramsey isn't well-written. He EVERYONE should read this book! But honestly, it made me remember the keys to his plan for financial freedom, which were FANTASTIC, and completely worth reading and revisiting.
Ramsey isn't an author - he's a financial guru - so his writing style really doesn't matter, as long as his plan is understandable. While his style wasn't the best, I really valued having read the book - especially the testimonials written beebs and her money makers bandcamp This book is mostly a workbook with outstanding resources to get your financial life in order.
His steps may seem outrageous and super stringent to some, but ultimately they yield unbelievable results in a relatively short amount of time. Feb 14, Ingrid Hughes rated it really liked it. Two of my girlfriends had read this book with their spouses and recommended it.
Forex practice account uk Ramsey has great insights, although this is not so much a book about managing money but changing lifestyle.
It gets redundant and the theme can be summed up in 13 chapters saying "don't do dumb things". Great practical advise though. I think the majority of readers can identify with arbitrage forums for binary option to hear and follow the plan he recommends. I think Dave focuses on two extremes, those who are extremely terrible at money Two of my girlfriends had read this book with their spouses and recommended it.
I think Dave focuses on two extremes, those who are extremely terrible at money management and turning them into extremely stringent savers.
I may not be able to travel for marathons when I'm 65, and the kids are only young once. I would've benefitted from a middle of the road approach, if nothing else to compare to Dave's more extreme examples.
But I understand the purpose of the book is to completely change behavior and lifestyle, and this generally takes a more extreme approach. Jan 03, Edward Tse rated it liked it. Cassandra replication strategy options review has been hidden because it contains spoilers.
To view it, click here. Measure wealth by how many years you can survive with no income. Then grow that fund to at least a few months of expenses. Pay off your mortgage as soon as possible. Yes it is possible to make more interest with a mutual fund but you still need to deduct capital gains taxes. The debts affect your ability to sustain in the event forex csoport kft you lose your job.
Borrowing money to maintain a lifestyle that you cannot afford is a surefire way to financ Measure wealth by how many years you can survive with no income. Borrowing money to maintain a lifestyle that you cannot afford is a surefire way to financial ruin. Debt CONsolidation is relabeling bad debt. Buy used cars that you can pay outright. Save to make how to determine a fake cashiers check purchases that you need.
Cut the fat from your expenses. Stop trying to total money makeover live review up with the Joneses because the Joneses are broke. If your house is paid for, why have a really expensive life insurance premium?
Have a budget for every dollar that you earn. If there is no destination then the money will disappear on you. Money is a great slave but a horrible master. Apr 28, Ian rated it liked it Shelves: Great advice, but the tone of the advice can be a tad much at times. I will change many things about how I pursue financial goals in the near future from this book.
The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey, Hardcover | Barnes & Noble®
Dave's debt snowball idea and his priority list for financial goals baby stepsas well as his focus on staying debt free and avoiding finance charges and risk are all particularly salient pointers. Much of the book, however, is filled with pop out quotations from other parts of movers stock market book and fluff testimonials telling how Dave help Great advice, but the tone of the advice can be a tad much at times.
Much of the book, however, is filled with pop out quotations from secrets and selling binary options strategy parts of the book and fluff testimonials telling how Dave helped them become millionaires in just a few short years. The whole thing could be condensed into a 45 page how-to manual, but if you skim the fluff, it only takes a couple of hours to read cover to cover.
It's worth the time for anyone who wants to be financially secure and is willing to stay strong against consumerist temptations. Wealthiness is next to godliness, right? At least if you live in Dave's world. Sep 17, Emily rated it it was amazing Recommends it for: Finished this book and my husband and I are so excited to start our Total Money Makeover! This book is so inspirational and EASY to read and understand for everyone, regardless of their financial knowledge.
The success stories throughout the book get you more and more excited as you read. Dave is straight Finished this book and my husband and I are so excited to start our Total Money Makeover! Dave is straight forward, honest, and inspiring. This is the first book I have read of this kind but I knew from Dave's radio show that it was going to be good!
The bottom line is that everyone should read this book no matter how old you are or what stage of life you are in. I'm looking forward to reading his other books.
The Total Money Makeover Workbook by Dave Ramsey — Reviews, Discussion, Bookclubs, Lists
Jan 03, Fed rated it really liked it. Ramsey gives some excellent biblical advice in this book. Being someone who does not need a budget makeover but a budget revision, it was sobering to hear that if I want to plan for excellent I need to start thinking and moving out of mediocrity. Financial freedom starts with being out of debt, and that means striving to pay off all loans to be able to invest the money that monthly goes toward the payment of debt. There are two points in which I disagree with Dave: Therefore, it should be accounted as a part of the budget, not as a surplus expense.
Apr 25, Hope rated it liked it. I was a little disappointed with the Total Money Makeover. I expected there to be more help with completing a budget. He mentions using the sheets in the back of the book and that instructions are on them but gives no other explanation or help. I was also very frustrated that over half the book was about credit card debt. We still need a money makeover so we can learn to budget better and increase savings start saving for retirement and kid's college but 5 decimal reviews for binary options strategy was lef I was a little disappointed with the Total Money Makeover.
We still canadian buy and hold stocks a money makeover so we can learn to budget better and increase savings start saving for retirement and kid's college but I was left twiddling my thumbs and now need to read something else.
I also got tired of the ridiculous metaphors to weight loss. Two I can deal. Multiple references per chapter.
I almost just put the book down. Jul advantages and disadvantages of binary options is it gambling, Sean rated it really liked it. Excellent and very practical advice, especially regarding budgeting, getting out of debt, and savings. The investment strategy was a little dated, but I read a 20 year old edition of the book, so it has probably been updated since then.
As a church leader who frequently counsels individuals and families on financing, I very much appreciated the concept of establishing an emergency fund. I wish that all my fellow church goers would read this book and apply it in their lives. The main theme contai Excellent and very practical advice, especially regarding budgeting, getting out of debt, and savings. The main theme contained herein is that we need to actually PLAN what to do with our money, and not just leave it up to chance.
I highly recommend this book to anyone who is concerned at all about money in other words, everyone. Apr 04, Megan rated it liked it. We are a budget family - meaning we are a family that has and follows a budget.
I read this book to see if it could give me new ideas to make our budget better. I thought the book overall was repetitive and a boring read; however, I did find the worksheets interesting. Seeing numbers written down helps me 'see' it better than reading them in a paragraph.
Restricted stock options infosys does a good job of putting finances in perspective and the whole notion of planning for the future. I would recommend this book to other We are a budget family - meaning we are a family that has and follows a budget. If the reading is not foreign exchange in south delhi, the worksheets are.
Dec 21, Bonita Perez rated it really liked it. I've always been the nerd in my family. My husband is the spender. When i noticed that significant life changes were putting a dent on our debt level, i wanted to bring him on board of "living within our means" and "stop keeping up w the Joneses" but i just couldnt get through to him. He did not want to sacrifice lifestyle and thought it's imposible to pay off the house. I bought the book and lucklily he picked it up too In fact, he did not put it down and finished it in a week.
This book bro I've always been the nerd in my family. This book brought my husband on board and now we're on the same page!
The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey — Reviews, Discussion, Bookclubs, Lists
We're in baby step 2 and will be done with it in just a few months! An exciting path towards financial security Although aimed at an American readership, this workbook is equally applicable to international readers.
As well as being an enjoyable read - I recommend you listen to his radio show or watch him on YouTube to get a sense of his entertaining style of delivery - the financial wisdom between these pages has the power to change your life, and guide you to financial security.
It's never to late to start, so start now! It's a good idea to purchase The Total An exciting path towards financial security Although aimed at an American readership, this workbook is equally applicable to international readers.
It's a good idea to purchase The Total Money Makeover textbook first, or buy both together.
Sep 10, Amanda rated it really liked it. I really enjoyed this book. I listened to the audiobook, and while I heard that some people didn't like the audiobook because he was always yelling, I thought just the opposite - I thought it was entertaining to hear him talk with so much passion about this subject.
I enjoyed it so much, that I am listening to it a second time through! I would recommend this book to anyone who would like to feel more comfortable in their money situation. I think he has some really good points that we plan t WOW! I think he has some really good points that we plan to put into action in our household.
I have read a few money management books. Most of them preach the same things, stop nickel and diming, stick to a budget, skip the daily Starbucks as if.
Dave Ramsey's book did not point out things that I didn't already know, but he does offer real solutions and provides examples of setting up a monthly budget. I do like his snowball technique of paying off debts and that you should budget monthly and decide exactly what amount of money goes to what. As someone trying to pay down debt to buy a I have read a few money management books.
As someone trying to pay down debt to buy a house, this book offers realistic approaches to managing money. Aug 20, Curtis rated it really liked it. Anything else is costing money. But overall, a great PLAN not just lessons for getting one's financial house in order. Rise above the magnetic pull of the refrigerator and turn to the bounty offered to thousands who have embraced a liberating weight-reduction program in churches across America.
The Weigh Down Diet gives new hope to millions who have failed on conventional diets and guides readers to the richer satisfaction that comes not from food, but from faith. People who have known no end to their hunger and who have no control over their late-night binges have learned through the Weigh Down Workshop that they can remove the irresistible desire for food.
This is not a diet like others, because it is not food-focused. Weigh Down gives back hope to dieters who will learn that God did not put chocolate or lasagna on Earth to torture us — but rather for our enjoyment! But did you know it can also guide you in matters of dating, courtship, and marriage? The secret of a strong and intimate marriage is knowing what to share and what to leave buried.
Four out of every five adults do not even know they are ADD, and while it is often difficult to differentiate adults with true ADD from adults who are merely forgetful and disorganized, Organizing Solutions for People with ADD outlines new organizing strategies that will be of value to anyone who wants to improve their organizational, or lack of, skills in their life.
The chapters consist of practical organizing solutions for ADD at Work; prioritizing, time management, and organizing documents, ADD at Home; paying bills on time, de-cluttering your house, scheduling and keeping appointments, ADD with Kids; driving them to various activities, grocery shopping and meals, laundry, babysitters, organizing drawers and closets, and ADD and You; organizing time for your social life, gym, and various other hobbies and activities.
Color photographs that capture the short attention span of the reader are featured throughout, as well as sidebars and testimonials from adults with ADD, providing numerous organizational tips, such as, the importance of dividing time into minutes or moments, task completion, how to avoid procrastination, asking for help, and how not to be a packrat.
Judy Halliday and Dr. Arthur have years worth of research to prove it and most Americans have personal testimonies that echo that same sad truth.
If you have suffered from being overweight or have struggled with an eating disorder, Thin Within is the truth you have been searching for and it will set you free. Doing so will provide a richer, deeper understanding of his ministry, compelling us to live differently, to become more Christ-like.
Our modern society, with its individualism and materialism, is very different than the tight-knit, family-oriented setting Jesus lived and taught in. What wisdom can we glean from his Eastern, biblical attitude toward life?
How can knowing Jesus within this context shed light on his teachings for us today? Do you regularly receive past-due notices? Do you get letters threatening legal action if immediate payment is not made? Do the total amounts on your revolving charge accounts keep steadily rising? Forty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all.
How to recognize the warning signs of serious debt. How to negotiate with angry creditors, collection agencies, and the IRS. How to design a realistic and painless pay-back schedule. How to identify your spending "blind spots.
Plus the three cardinal rules for staying out of debt forever and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the Debtors Anonymous program. These diverse auto adventures range from the 4-mile Las Vegas Strip to the 8,mile Alaska Marine Highway, offering wonderful inspiration for day excursions, weekend getaways, and longer, leisurely family vacations.
Veteran National Geographic writers combine their regional knowledge and storytelling techniques, describing the scenery, history, and points of interest along each route. Readers will also find glorious photographs and four-color maps for every drive, along with information on road conditions, driving times, site addresses, visiting hours, admission fees, and more.
It adds up to a "must have" reference for every adventuresome motorist. But what can you do to fix it? You can put an end to the datelessness. Starting todayright nowyou can begin a journey that will bring fun and interesting people into your life, broaden your experience of others and yourself, and lead you toward that date of all datesa date worth keeping.
Henry Cloud shares his proven, very doable, step-by-step approach to overcoming your sticking points and getting all the dates you could want. The results speak for themselves. Entertaining and informative, everyone who speaks will want to read this gem. Robert Jones, makeup artist extraordinaire, outlines step-by-step how even the ugliest duckling can become a swan-with makeup alone!
In hundreds of awe-inspiring before-and-after photos, Robert makes it easy for any woman to achieve true beauty. Unlike most makeup books that focus on celebrities or the already-glamorous, Makeup Makeovers shows every woman how to be her most beautiful.
In Thou Shall Prosper, Rabbi Lapin has done it again. This book tells it like it is in a helpful, honest, hopeful, informative way. He offers valid, useful information based on ancient wisdom and modern experience. This unique approach provides an organized, supremely useful view of the world, combining common sense and unexpected, even startling insight.
No matter how successful or sophisticated you may be, this remarkable work will enrich your understanding of the important, exciting process of building wealth. America "Rabbi Daniel Lapin is a light unto the nations. A risk-taking rabbi of immense wisdom, his books have already influenced countless Jews and non-Jews with the eternal truths of the Hebrew Bible.
Now, in this highly insightful and controversial new book, Rabbi Lapin unearths the golden nuggets of Jewish business genius.
A thoroughly engaging, enriching, and thought-provoking book. He understands the Biblical nature of economic freedom as well as he understands the Bible: Prosperity must have a purpose and Rabbi Lapin explores the wellsprings of the Judeo-Christian heritage to elucidate those purposes.
In so doing, he also illuminates the road to greater prosperity for all. I really enjoyed this book and I heartily recommend it to people of all faiths.
Readers will meet and join young Julio, who is taken on a quest into adulthood - as his grandfather reveals mysterious family secrets. Woven through the story are 12 principles of success including: The Birth of Evil The Circle: The Birth of Evil.
He escapes with his life, but later passes out from his wounds. A world where Thomas is in love with a beautiful woman. A world that stands on the brink of annihilation. Every time he falls asleep in one world, he awakens in the other--each facing unimaginable evil, an each with a fate unknowingly tied to the other. There is no better book in the English language about this subject, which, if properly mastered, can change the face of human relationships.
Lewis Smedes brings true forgiveness, "Gods own gift," within the capacity of every wounded person, even in circumstances when only hate seems possible.
With inspiring words, he leads you through the three stages of forgiveness and helps you understand: The Art of Forgiving is itself a work of art.
September 3, is an American financial writer, radio and television host. Books by Dave Ramsey. Share on your website title link preview: The Total Money Makeover Workbook avg rating preview: The Total Money Makeover Workbook Goodreads rating: Trivia About The Total Money M Quotes from The Total Money M Just a moment while we sign you in to your Goodreads account.
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